Douglas County Loan Programs

You're closer than ever to realizing your dream of home ownership, or re-financing your existing, high-priced Douglas County loan. We also finance commercial properties.

Just fill out our online Douglas County mortgage application,
or call (303) 495-5655 today.

Not Sure Which Program Is Right For You?
Our range of Douglas County mortgage products and properties makes it easy to find the right Douglas County loan program and home for you.

Contact us today to help find your solution.

A Conventional Douglas County Fixed-Rate Loan Buyer:

• Has at least a 3%-5% down payment and a solid credit history that offsets the need for the typical 20% to 25% required down paymen.
• Has closing costs and a reserve on hand.
• Has good to excellent credit.
• Qualifies for market-rate interest (lower monthly payments).
• Doesn't require creative financing.
• Seeks financial stability and security.
• Has low, outstanding debt, for example credit card debt, medical expenses, etc.
• Has increasing earnings power.
• Can afford mortgage insurance if required by the lender.

A Typical Douglas County ARM Buyer:

• Can expect with some certainty that his or her income will increase.
• Desires a home that is slightly out of his or her financial reach.
• Desires a short-term ownership.
• Cannot qualify at market rates and needs a lower initial interest rate.
• Wishes to buy a Douglas County property when conventional fixed-rates are high or when rates are expected to decline.
• Wishes to take advantage of an ARM's conversion option.
• Does not need the security - emotional or financial - of a fixed-rate mortgage.
• Wants the loan to adjust based on inflation and economic swings.
• Wants to shop for an index and adjustment period that best coincides with his or her needs in purchasing the Douglas County property.

Go to Douglas County Commercial Mortgage Programs

 

Douglas County Facts

• Douglas County is the state of Colorado’s eighth most populous of its 64 counties.
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• Douglas County is located midway between Colorado's two largest cities, Denver and Colorado Springs.
• For many years Douglas County was best known for its wide open spaces and western lifestyle ranchettes.
• Douglas County was one of the original 17 counties created in the Colorado Territory on November 1, 1861.
• Douglas County named in honor of Stephen A. Douglas, who died the year the county was created.
• Homes in Douglas County are generally horse properties located in rural areas with mountain views and often with ponderosa pine trees and scrub oak naturally landscaping the properties.
• As of the 2000 census, Douglas County had 175,766 people and 60,924 households.
• Douglas County’s boundaries originally extended eastward to the state border, but in 1874 most of the eastern portion of the county became part of Elbert County.
• The more rural-feeling communities of Douglas County are less than 30 minutes from the Denver Technology Center and less than 50 minutes from the Denver International Airport.
• The Douglas County School District is the third-largest school district in Colorado.
• Douglas County includes six charter schools and four option schools in addition to traditional public schools.
• The suburban communities of Douglas County offer brand new and newer homes for a lesser price than communities located closer to Denver.
• Douglas County was one of the fastest growing counties in the United States according to the 2000 census.
• Douglas County is part of the Denver-Aurora Metropolitan Statistical Area and the Denver-Aurora-Boulder Combined Statistical Area.
• Real estate in more upscale areas of Douglas County can can range from $200,000 to $1,000,000.

Douglas County Cities and Towns:

Aurora, Castle Rock, Larkspur, Littleton, Lone Tree, Parker

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